At Coolhaus Mortgage & Real Estate, we are all about making loans easy. Complete a quick online or phone application, providing information about your home and finances. After you submit your mortgage application:
1. Review |
2. Approve |
3. Verify |
4. Close |
We call you with a quick decision. |
We calculate your best loan options. Our home loan advisor answers your questions. We send you initial disclosures. |
You provide written verification. We arrange an appraisal. |
You sign closing documents. We disburse your funds. |
1. Review:
We will review your application and call you with a quick decision sometimes as soon as 20 minutes.
2. Approve:
If your application is approved, we'll calculate the loan amount and prepare a product comparison so you can select the best loan for you. This usually takes about 20 minutes. Initial disclosures for the loan will also be sent at this time.
3. Verify:
Next, we assign you a friendly Coolhaus Mortgage & Real Estate service representative, who is accessible by e-mail or phone. Your representative will answer any questions you might have regarding your loan. You provide us with written verification (e.g., pay stubs, tax returns) of the information you submitted in your application. We'll then order an appraisal of your home and prepare your loan for closing.
4. Close:
Depending on the loan type and state regulations, we'll send a Notary Public to your home or office where you'll sign the closing documents. The closing documents are returned to us by the notary so we can disburse your funds. It’s just that simple!
